Please read these Terms of Use carefully before using this website, purchasing any products or services, or relying on any information provided by DIY Debt Resolution.

By accessing this website, purchasing products or services, submitting forms, scheduling consultations, or otherwise using this website, you agree to be bound by these Terms of Use.

If you do not agree to these Terms of Use, you should not use this website or any services offered by DIY Debt Resolution.

1. EDUCATIONAL PURPOSE ONLY

DIY Debt Resolution provides educational resources, informational materials, templates, worksheets, checklists, correspondence reviews, consultations, and related services for educational purposes only.

DIY Debt Resolution does not provide:

• Legal advice
• Financial advice
• Debt-settlement services
• Debt-consolidation services
• Credit-repair services
• Debt negotiation services
• Representation of any kind

All information provided is intended solely to assist consumers in better understanding debt-related information, terminology, communications, and concepts.

2. NO PROFESSIONAL RELATIONSHIP

Your use of this website, purchase of products or services, submission of forms, participation in consultations, or receipt of educational materials does not create:

• An attorney-client relationship
• A financial advisor relationship
• A fiduciary relationship
• An agency relationship
• A debt-settlement relationship
• A debt-consolidation relationship
• Any professional-client relationship

DIY Debt Resolution acts solely as an educational resource provider.

3. USER RESPONSIBILITY

You acknowledge and agree that:

• All decisions remain your responsibility
• All communications remain your responsibility
• All negotiations remain your responsibility
• All actions remain your responsibility
• You are solely responsible for evaluating information and determining whether it is applicable to your situation

DIY Debt Resolution does not direct, advise, or control consumer decisions.

4. NO GUARANTEES

DIY Debt Resolution does not guarantee:

• Debt reductions
• Debt settlements
• Creditor acceptance
• Credit score improvements
• Financial outcomes
• Collection outcomes
• Lawsuit avoidance
• Any specific result

All outcomes depend upon numerous factors beyond the control of DIY Debt Resolution.

5. PRODUCT AND SERVICE DESCRIPTIONS

DIY Debt Resolution attempts to accurately describe all products and services.

However, DIY Debt Resolution does not warrant that descriptions, content, pricing, availability, or other information will always be accurate, complete, current, or error-free.

DIY Debt Resolution reserves the right to modify products, services, pricing, and content at any time.

6. CORRESPONDENCE REVIEWS

Correspondence Reviews are educational reviews only.

Correspondence Reviews do not include:

• Legal advice
• Financial advice
• Debt negotiation
• Recommendations
• Representation
• Communications with creditors
• Instructions regarding what actions a consumer should take

Consumers remain solely responsible for determining whether and how they respond to any communication.

7. EDUCATIONAL CONSULTATIONS

Educational Consultations are intended solely to help consumers better understand debt-related information, terminology, communications, and educational resources.

Educational Consultations do not include:

• Legal advice
• Financial advice
• Debt negotiation
• Representation
• Communications with creditors
• Recommendations regarding what actions a consumer should take 

8. INTELLECTUAL PROPERTY

All website content, educational materials, guides, worksheets, templates, checklists, graphics, text, branding, logos, and other materials are the property of DIY Debt Resolution unless otherwise indicated.

Materials are provided for personal use only.

You may not:

• Resell materials
• Reproduce materials for commercial purposes
• Distribute materials publicly
• Modify materials for resale
• Claim ownership of materials

without prior written permission.

9. ACCEPTABLE USE

You agree not to:

• Use the website for unlawful purposes
• Submit false information
• Interfere with website operation
• Attempt unauthorized access to systems
• Use the website in a manner that violates applicable laws

10. THIRD-PARTY LINKS

This website may contain references or links to third-party websites, services, or resources.

DIY Debt Resolution does not control and is not responsible for third-party content, policies, practices, products, or services.

Use of third-party resources is at your own risk.

11. LIMITATION OF LIABILITY

To the fullest extent permitted by law, DIY Debt Resolution and its owners, officers, employees, contractors, affiliates, and representatives shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or other damages arising from:

• Use of the website
• Use of products or services
• Reliance on information provided
• Consumer decisions
• Consumer communications
• Consumer negotiations
• Financial outcomes
• Debt-related outcomes
• Any other matter related to the use of this website or services

12. INDEMNIFICATION

You agree to indemnify and hold harmless DIY Debt Resolution, its owners, officers, employees, contractors, affiliates, and representatives from any claims, liabilities, damages, losses, costs, or expenses arising from:

• Your use of the website
• Your use of products or services
• Your violation of these Terms
• Your communications or negotiations with third parties

13. GOVERNING LAW

These Terms of Use shall be governed by and construed in accordance with the laws of the state in which Debt Relief Compliance Group, LLC is organized, without regard to conflict-of-law principles.

14. CHANGES TO THESE TERMS

DIY Debt Resolution reserves the right to modify these Terms of Use at any time.

Updated versions will be posted on this website.

Continued use of the website constitutes acceptance of any revised Terms.

15. CONTACT INFORMATION

If you have questions regarding these Terms of Use, please contact:

DIY Debt Resolution

contact@debtrelief.com